HOW IT WORKS

From onboarding
to paid in 30 days.

No three-month implementation. No consultants. Plug it, train the AI on your data, and start collecting — in less than a week.

Day
zero.

Connect your ERP and bank. That's it.

Click into QuickBooks, NetSuite, SAP, Xero, or Sage. Link your bank via Plaid. We pull your open invoices, customers, payment on file, and payment history. No data migration. No CSV imports. No IT tickets.

Days
1–3.

The AI learns your customers before it talks to them.

Ontem analyzes invoice history to understand each customer: Who pays on time. Who needs two nudges. Who disputes every third invoice. Approval rules and tone preferences are calibrated. Your agents learn each customer's email style, payment cadence, and risk profile.

Customer payment behavior analysis
Send to first notice: customer →14 days before due
Auto
Escalate if no response →7 days past due
Auto
Personalize tone based on →3 prior interactions
AI
Flag high risk if →2+ disputes in 90 days
AI
Day
four.

You review. You approve. The AI goes to work.

Every cadence, every email, every voice prompt, every rule — you see it in the dashboard. Approve what you like. Edit what you don't. Then hit go. From that point, you'll find 80 collection calls are automated.

Awaiting your approval
Email cadence — Martinez & Co.
3-touch sequence, net-30
Low risk
Voice call — Greenfield Arch.
Payment reminder, $12,400 overdue
Medium risk
Portal invite — Summit Digital
Auto-pay setup invitation
Low risk
Days
5–30.

Money starts moving. You start sleeping.

Invoices go out on a drip. The payment portal goes live. It's ACH, wire, and check. Every incoming payment gets matched to an invoice and synced back to your ERP in 60 seconds. You watch it happen.

Ontem — Live Collection Activity
$63,300 was collected while you slept.12 payments auto-reconciled
2:34 AMACH payment received — $8,400Vertex Studio
4:12 AMVoice call completed — payment committedAcme Design
6:01 AMPortal payment — $3,200 auto-matchedPulse Agency
7:45 AMInvoice reminder sent — 3rd touchHorizon Digital
Day
thirty.

You get your first monthly report.

The average pilot customer sees DSO drop by 12 days in the first 30. AR auto-pay team member reclaimed 14 hours this week. Every metric is laid out — no vanity numbers.

0 days
DSO
was 52 days
0%
Auto-matched
0 hrs
Weekly AR time
was 14 hrs

COMMON QUESTIONS

What everyone asks before they buy.

Can you work with our custom ERP / NetSuite build?

Yes. We support QuickBooks, NetSuite, SAP, Xero, and Sage natively. For custom instances, we configure to the specific payment patterns. Customers consistently say no setup took more than a day.

Will the voice AI sound like a robot to my customers?

No. We obsessively test for naturalness. AI calibrates specific payment cadence, questions are handled in real-time, and the voice adapts tone based on customer sentiment and history.

Do we have to separately pay for each communication channel?

No. Voice calls, email cadences, SMS, and the payment portal are all included. We don't nickel-and-dime by channel — you get the full stack.

What types of payments do you capture within our system?

ACH, wire transfers, credit cards, and check. Every incoming payment is auto-matched to open invoices and synced to your ERP in 60 seconds. You don't reconcile — we do.

What sets you apart from Tesorio, HighRadius, or Billtrust?

We're built for mid-market service businesses — not Fortune 500 manufacturers. Our setup takes days, not months. Your team doesn't need training. And we handle the full order-to-cash cycle, not just dunning.

Is my data safe?

SOC 2 Type 2. Bank-grade encryption. We never store card numbers. We store financial data in your region, and access is scoped to your company. Full audit log available in your settings.

START COLLECTING

First payment collected
by next Monday.

5-day pilot. Plug into your ERP and let the AI handle your first collection cycle. Stop the leak — see it work.