PRODUCT

Six products.
One cash cycle.

Everything between invoice sent and cash reconciled, built to work together — powered by AI that learns your customers.

Collect
Collect
Get Paid
Reconcile
Reconcile
Understand

COLLECT

The collector
who never
has a bad day.

A voice agent that calls overdue accounts, handles objections, captures payment commitments, and logs every interaction — without burning out, taking vacation, or forgetting a follow-up.

Natural-sounding AI voice — not a robocall
Handles objections and negotiates payment plans
Every call transcribed and synced to your CRM
Voice collection activity
Northfield Construction
8 touches
Payment committed
Apex Design Studio
3 touches
Voicemail left
Summit Digital Agency
5 touches
Callback scheduled
Greenfield Architecture
2 touches
In progress
Email cadence — Acme Corp
Invoice sentApr 1
Day 0Delivered
Friendly reminderApr 8
Day 7Opened
Past due noticeApr 15
Day 14Clicked
Escalation — firm toneApr 22
Day 21Scheduled

COLLECT

Every customer
gets the
right nudge.

Multi-touch email sequences that adapt based on customer behavior, invoice age, and relationship value. Tone escalates gradually. No one gets the same robotic reminder. Design it your brand voice.

Tone adapts from friendly to firm automatically
A/B tests subject lines and send times
Syncs open/click data back to your dashboard

GET PAID

A checkout your
customers
want to use.

A white-labeled payment portal your customers actually enjoy using. They view invoices, ask questions, set up auto-pay, and pay instantly — no PDFs, no bank transfer details on sticky notes.

Disputes and short-pays filed right in the portal
ACH, wire, credit card, and check
Auto-pay enrollment with one click
Goodfellow Construction
Invoice #1047
Due in 3 days
$18,400.00
Foundation & grading$8,500.00
Framing & structural$6,400.00
Site supervision (40 hrs)$3,500.00

Secured by Ontem · ACH, wire, or card

RECONCILE

Payments find
their invoices
automatically.

AI matches incoming payments to open invoices — even partial pays, combined payments, and mismatched reference numbers. No more spreadsheet reconciliation.

94% auto-match rate out of the box
Handles partial, combined, and overpayments
Synced to your ERP in 60 seconds
Auto-matched payments — Today
PaymentInvoiceAmountStatus
ACH — VertexINV-2041$12,400Matched99%
Wire — ApexINV-2038$8,200Matched97%
Check — SummitINV-2033, 2034$15,600Split94%
ACH — PulseINV-2045$3,100Partial91%
Customer timeline — Northfield Construction
Portal payment — $8,400 via ACH
Today, 9:14 AM
Opened email — 3rd reminder
Yesterday, 2:30 PM
Voice call — committed to pay by Friday
Apr 12, 11:00 AM
Invoice #1052 sent — $8,400
Apr 10, 8:45 AM
Customer onboarded to portal
Apr 3

RECONCILE

Every way they
pay.
Not just ours.

ACH, wire, check, credit card — it doesn't matter how it comes through that door. We capture payments across all channels and match them to invoices. One unified timeline per customer, not scattered bank statements.

Bank feeds via Plaid — automatic ingestion
Check scanning and deposit matching
Every touchpoint logged in one customer view

UNDERSTAND

Know which
invoices
won't pay —
before they don't.

Predictive analytics flag at-risk invoices, score customer reliability, and surface DSO trends before they become surprises. Your CFO sees it coming. Your team acts before it's overdue.

Risk scores updated daily based on payment behavior
DSO forecasting and aging analysis
Exportable reports for board and investor decks
Payment risk analysis
Vertex Studio
Pays 3 days early avg
92
Low
Apex Design
Slowing — was 14d, now 28d
64
Medium
Horizon Digital
2 disputes in 90 days
31
High
Pulse Agency
Auto-pay enrolled
88
Low

BOOK A DEMO

30 minutes.
One live demo.

We'll plug into your ERP or wire up to your test invoices, and show you the full cycle — live. No slides, no hypotheticals.